When you choose to travel, you take the risk of lost luggage, flight cancellations, reservation cancellations, theft and many other situations which may cause anxiety. We already go through a lot to plan a vacation. When you have travel insurance, you?ll be ensured that you will be compensated if something goes wrong with the trip. Yes, you have to think about it first, but here?s a list of points that would help with your decision-making.
Travel insurance will usually cover:
Medical Emergencies. Travel insurance will provide you with financial help should you encounter a medical emergency while travelling. If you become ill or are injured while on vacation, your travel insurance will provide you coverage in both situations.
Delays and Cancellations. If for any reason (beyond your control) your trip is cancelled or delayed your travel insurance will provide you with financial coverage. This includes coverage if your airline goes bankrupt or out of service. You will be compensated with either money or a new means of transportation.
Theft. If anything belonging to you is stolen while you are on vacation, your travel insurance will provide you with financial assistance to replace the items which were stolen.
Damage or Loss of Personal Property. This is a common occurrence when travelling. If you find that your luggage is lost or damaged during your trip, your travel insurance will cover part of the said property. Depending on the insurance plan, it may financially cover all the items that are missing.
Lost Passport. If you lose your passport or it is stolen while you are on vacation, travel insurance will provide you with the means to get a temporary one. The travel insurance company will give you instructions how to get in contact with your embassy so you can get the temporary passport.
Depending on the insurance plan you choose, you may be fully or partially covered in the areas listed above. Choose a policy depending on what you think you?ll need help on during your trip.
For many, travel insurance will eliminate worries during a vacation.
Travel insurance helps you relax and enjoy your trip without agonizing over things that may or may not go wrong. Relaxing and enjoying? Isn?t that your main reason for a vacation?
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Source: http://oregonattractions.net/travel-leisure/why-should-i-buy-travel-insurance/
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